Prioritizing Your Privacy & Quality Care
The private-pay model ensures complete privacy from insurance records. By choosing to pay directly, your mental health diagnosis and treatment progress remain strictly between you and your therapist, avoiding the long-term documentation required by insurance carriers.
You gain total clinical flexibility. We prioritize your actual needs rather than insurance-mandated session limits or diagnostic requirements. This allows for a deeper, more specialized therapeutic approach that is truly tailored to your unique goals and life stage.
Highly specialized care for anxiety and OCD requires focused attention and evidence-based protocols that are often best delivered outside the traditional insurance framework. This model supports our commitment to staying at the forefront of quality care for high-achieving professionals.
Therapy Fee Schedule
Individual Session
$200 per session
50 Minutes
Extended Deep-Dive
$350+ per session
90 Minutes
Fees include session time, secure portal access, and clinical coordination. Please note fees are adjusted periodically.
Navigating Out-of-Network Benefits
What Does “Out-of-Network” Mean?
Cabin John Counseling is primarily a private pay therapy practice that also accepts select insurance plans and supports clients using out-of-network mental health benefits.
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Depending on your insurance coverage, therapy sessions may be partially reimbursed through your out-of-network benefits. A monthly superbill can be provided to support reimbursement claims.
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Contact Your Insurance Provider.
Confirm your out-of-network mental health coverage, reimbursement eligibility, and deductible before your first session.
Request a Superbill
Each month, I will provide you with a Superbill—a detailed invoice to submit to your provider.
Submit for Reimbursement
Depending on your plan, your insurance company may reimburse a portion of your therapy fees directly to you.
Questions for Your Insurance
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Do I have out-of-network mental health benefits?
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What is my deductible for outpatient mental health services?
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What portion of therapy sessions may be reimbursed?
Note: Reimbursement is never guaranteed. We encourage you to clarify benefits ahead of your first session.
In-Network Insurance Option
Primary Private Pay with Limited In-Network Availability
While our practice is primarily private pay to ensure the highest level of privacy and clinical flexibility, we do offer limited in-network coverage for select insurance plans. Currently, we are in-network with United Healthcare.
Please note that coverage and copays vary significantly by specific plan. We strongly encourage all clients to verify their mental health benefits and eligibility directly with their insurance provider prior to our first session.
Have questions about your coverage or want to confirm if your specific plan is accepted? We're here to help.